Option 1 - Personal Finance Application:

The credit application is an easy online step-by-step process. We have attached the application user manual for your perusal.

Online Application Steps:

  1. Requirements: FinYou Online Application Form: (Use Manual Guide)
  2. Your basic information: Refer to page 4
  3. Product Information: Refer to page 5
  4. Application Information: Refer to page 6 & 7
  5. Authorization: An OTP number will be sent via an SMS to your mobile number serving as an online authorized signature.
  6. Credit Application Completion: Refer to page 9. Upon completion, you will receive a reference number and a copy of your application will be sent through to your email address.
  7. FinYou will process your application and a member of the FinYou Team will be in direct contact with you going forward.
  8. Should your application be provisionally accepted, the following documentation will be required:
    • Copy of your ID
    • Copy of your last 3 months payslips
    • Copy of a FICA document i.e telephone bill
    • Three months stamped bank statements.
    • Final Assessment: 1-3 working days. Refer to page 11 for further details.
  9. Approved Application: (Refer to page 11)
    • Terms and Conditions will be sent via email to you for the acceptance of your project finance.
    • FinYou will notify us immediately upon acceptance whereby we can process your order. 

Personal Finance Application PDF Form:

If you do not prefer to use the online process, please refer to the link: FinYou Customer Application Form.

Please follow steps 8 of Option 1 for additional information required and emailed through to accounts@clearskydistributors.com & info@finyou.com 

Option 2 - Business Finance Application:

The following details are required to apply on behalf of a Business Finance Application for a project:

  1. Please find the Business Finance Application form link; FCF Application Form. (Please email the application to accounts@clearskydistributors.com and info@finyou.com )
  2. Please read through and initial each page.
  3. Approved Applications: FinYou will be in direct contact with you upon approval. FinYou will notify us immediately upon acceptance whereby we can process your order.
  4. Application Documentation requirements
    • Normal Business requirements are applicable:
    • R1m turnover minimum
    • 12 months of trading
    • CIPC company registration documents
    • Application form (attached)
    • Copy of South African ID/Passport of all current shareholders
    • 6 months bank statements 
    • Latest management accounts

Please feel free to contact Melissa in Accounts on 073 976 0697 anytime should you require any further information. We look forward to working with you!